What is a funeral plan?
A funeral plan is a means by which to protect your family against rising funeral costs, and to eliminate any uncertainty or indecision regarding what your preferred funeral arrangements should include.
Money paid into your funeral plan is invested securely in a ring-fenced trust fund, and is overseen and managed by an independent panel of qualified Trustees. At the time of need your family will just need to contact us on our dedicated 24 hour response line, upon which your chosen funeral director will carry out the funeral in precise accordance with your instructions.
Why Choose Us?
Here at funeral plans we search the market for the best quote for your individual needs, this mean that all our funeral plans can be tailored to suit particular tastes and preferences. From the big things, like whether or not it’s a cremation or burial. To the smaller things, like the choice of music or flowers.
Over 50s and under 50s Funeral Plans
Many companies who provide funeral plans only cater for the over 50s. Conversely, those who offer plans for younger people often charge older clients more for the same product. We don’t think this is fair.
We offer funeral plans for everyone, regardless of age*. Whether you’re 35 or 75, we’ll work with you to find the plan that’s right for you. We also monitor and update all policies to ensure that they remain current, whether it’s a change of funeral provider, change of address, or updating the kind of ceremony you’d like. One benefit of buying a funeral plan further in advance of needing it is fixing the cost: on average, funeral costs increase by 14% every year. Buying a funeral plan helps you to dodge these price hikes.
*(only applicable to legal adults 18+ years).
Rising Funeral Costs
With funeral costs rising far in excess of the annual rate of inflation, it is an unfortunate fact that, for many families, budgeting for a funeral by traditional means may no longer be sufficient to cover the cost. Planning and paying for your funeral plan in advance freezes the cost of all the funeral director’s fees and services at today’s funeral prices and protects your family against rising inflation and rising funeral expenses.
According to the Sun Life Cost of Dying Report 2013, average funeral costs have risen from £1,230 in 1997 to £4000 today – an increase of over 225%. Conservative estimates suggest that by 2024 a funeral will cost, on average, between £7,000 and £8000.
With a pre-paid funeral plan, you can prepare in advance for life’s final event and protect your family from rising funeral expenses. By taking out a funeral plan now, you have the choice of paying for your funeral plan in full or at a fixed monthly price. Funeral Plans GUARANTEES that however long you live, and however expensive a funeral is when you pass, there will always be sufficient funds to cover all the funeral directors fees and funeral services.
Compare The Market
If you are considering a pre paid funeral plan then you should compare funeral plans closely and always include the ‘disbursements’ if you can afford to.
Funeral Plans have provided you with the ability to gather a range of funeral provider details all in one place. By simply entering your details into the form listed above we are able to provide you with a range of the most competitive quotes on the market, that are tailored specifically to your needs. For more information about our funeral plans, call us today on 0800 088 2142.
With so many pre paid funeral plans to choose from how do you know which one is best? Surprisingly all of the major funeral plan providers supply very similar funeral plans so in this case price really does matter!! We can provide you with a range of providers and their individual prices, along with any additional benefits each may include. All our advice is free, so why not enquire today?
Apart from protecting your family from financial hardship and confusion after your death, a funeral plan protects you from rising funeral costs. On average, funerals have become 14% more expensive every year since 1997. Conservative estimates suggest that a funeral will cost at least £7500 by 2024. Buying your funeral plan now protects you and your family from those price rises.
Choosing your own funeral plan also lets you choose how you want to be remembered, and what kind of ceremony you would like.
How do I know I’m getting the best deal?
We work with funeral providers across the UK to make sure that you get the best service at the best price. We chose the best value products for our clients, and offer advice on how to get the most from your policy.